Porting versus migrating in health insurance: Key differences every policyholder should understand before switching plans.

You spent years earning your health cover’s benefits. Here’s how to switch plans without losing a single one of them.

For years, you paid your health insurance premiums without fail.

You waited patiently through the “waiting periods” those first years before your pre-existing conditions were fully covered. You quietly built up your no-claim bonus. In a way, you earned your policy’s real value drop by drop, year by year.