Ramesh had been investing ₹15,000 a month in mutual funds for six years. Then his business hit a rough patch. He needed ₹5 lakhs fast. His first instinct? Redeem his mutual funds. His advisor stopped him just in time. There is another way, she said. And it will cost you far less.
Ramesh story is more common than you think. Life throws curveballs a medical emergency, a business cash-flow gap, a home repair that can’t wait, a child’s school admission. And when it does, most investors reach for the one thing they can see clearly: their mutual fund portfolio.