You did everything right. You saved carefully. You invested with patience. And yet, one morning, your portfolio was in the red – because of a war you never started.

You did everything right. You saved carefully. You invested with patience. You stayed disciplined when markets wobbled. And yet, one morning you woke up, opened your phone, and saw your portfolio in the red – not because of anything you did, but because two countries thousands of miles away started fighting.

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